AI PLAN Act

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 2152 Introduced in House (IH)]

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119th CONGRESS
  1st Session
                                H. R. 2152

   To require a strategy to defend against the economic and national
   security risks posed by the use of artificial intelligence in the
 commission of financial crimes, including fraud and the dissemination
               of misinformation, and for other purposes.

_______________________________________________________________________

                    IN THE HOUSE OF REPRESENTATIVES

                             March 14, 2025

 Mr. Nunn of Iowa (for himself and Mr. Himes) introduced the following
    bill; which was referred to the Committee on Financial Services

_______________________________________________________________________

                                 A BILL

   To require a strategy to defend against the economic and national
   security risks posed by the use of artificial intelligence in the
 commission of financial crimes, including fraud and the dissemination
               of misinformation, and for other purposes.

    Be it enacted by the Senate and House of Representatives of the
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Artificial Intelligence Practices,
Logistics, Actions, and Necessities Act'' or the ``AI PLAN Act''.

SEC. 2. STRATEGY TO DEFEND AGAINST RISKS POSED BY THE USE OF ARTIFICIAL
              INTELLIGENCE.

    (a) Sense of Congress.--It is the sense of Congress that the
development and use of artificial intelligence in the commission of
financial crimes by adversarial actors poses a significant risk to the
national and economic security of the United States.
    (b) Strategy To Defend Against Risks Posed by Misinformation,
Fraud, and Financial Crime Conducted With Artificial Intelligence.--
            (1) In general.--Not later than 180 days after the date of
        the enactment of this Act and annually thereafter, the
        Secretary of the Treasury, the Secretary of Homeland Security,
        and the Secretary of Commerce, in consultation with the
        officials specified in paragraph (3), shall jointly submit to
        Congress a report that includes the following:
                    (A) A description of interagency policies and
                procedures to defend United States financial markets,
                United States persons, United States businesses, and
                global supply chains from the national and economic
                security risks posed by the use of artificial
                intelligence in the commission of financial crimes,
                including fraud and the dissemination of
                misinformation.
                    (B) An itemized list of readily available
                resources, hardware, software, and technologies that
                can be immediately utilized to combat the use of
                artificial intelligence in the commission of financial
                crimes, including fraud and the dissemination of
                misinformation.
                    (C) An itemized list of resources, hardware,
                software, technologies, people, and budgetary estimates
                needed to help Federal departments and agencies to
                combat the use of artificial intelligence in the
                commission of financial crimes, including fraud and the
                dissemination of misinformation.
            (2) Considerations.--Reports required pursuant to paragraph
        (1) shall take the following risks into consideration:
                    (A) Deepfakes.
                    (B) Voice cloning.
                    (C) Foreign election interference.
                    (D) Synthetic Identities.
                    (E) False flags and false signals that disrupt
                market operations.
                    (F) Overall digital fraud.
            (3) Officials specified.--The officials specified in this
        paragraph are the following:
                    (A) The United States Trade Representative.
                    (B) The Attorney General.
                    (C) The Chairman of the Board of Governors of the
                Federal Reserve System.
                    (D) The Director of the National Institute of
                Standards and Technology.
                    (E) The Under Secretary of Commerce for Industry
                and Security.
                    (F) The Chairman of the Securities and Exchange
                Commission.
    (c) Recommendations.--Not later than 90 days after each report
under subsection (b) is submitted, the Secretary of the Treasury, the
Secretary of Homeland Security, and the Secretary of Commerce shall
jointly submit to Congress a set of recommendations relating to each
such respective report that contain the following:
            (1) Legislative recommendations to address the risks posed
        by the use of artificial intelligence in the commission of
        financial crimes, including fraud and the dissemination of
        misinformation.
            (2) Best practices to assist American businesses and
        government entities with risk mitigation and incident response
        to address the risks posed by the use of artificial
        intelligence in the commission of financial crimes, including
        fraud and the dissemination of misinformation.
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